622 Vineland Rd., Winter Garden, FL 34787
Chelsea L. Metka, Esq.

Chelsea L. Metka, Esq.

Founding Attorney · Board Certified in Real Estate Law, The Florida Bar

Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Welcome to Closing with Confidence!

Closing With Confidence

Closing With Confidence is the real estate law podcast from The Metka Law Firm—built for buyers, sellers, agents, landlords, and tenants who want deals done fast, clean, and without surprises. Each episode delivers practical guidance on contracts, timelines, costs, title/closing questions, and the real-world issues that can derail a transaction—so you can move from offer to closing with confidence.

You’ll also hear straight talk on the common mistakes we see in the Central Florida market: inexperienced representation, misaligned incentives, and professionals operating outside their wheelhouse. Our goal is simple: replace confusion with clarity—and help you protect your deal, your money, and your peace of mind.

Down Payment Assistance Programs Are More Available Than Most Buyers Realize

012: Mortgage Myths & Real Estate Truths

Closing with Confidence welcomes Eric Putt, branch manager with Waterstone Mortgage in Winter Park, for a conversation on financing a home purchase without the surprises that derail deals late in
The Legal Backbone of Private Lending in Florida

011: Private Lending in Florida: Legal Protections Every Investor Needs to Know 

Private lending has become one of the fastest-growing paths to funding real estate deals across Central Florida, and Chelsea Metka breaks down what makes those transactions work, and what makes
Why the Cheapest Title Quote Isn’t Always the Best Deal

010: What Your Title Company Isn’t Telling You About Settlement Fees

Chelsea Metka opens up about the questions buyers rarely think to ask before choosing a title company, and the answers could save thousands at closing. Two companies can charge the
What Title Insurance Actually Covers

009: Title Insurance Explained: What Florida Buyers Actually Pay For

Title insurance shows up on almost every closing statement, but most buyers have no idea what they’re actually paying for. Chelsea Metka breaks down what the policy covers, why it
Commercial Leases in Florida: What Every Business Owner Should Understand Before Signing

008: Commercial Lease Basics Every Florida Tenant Should Know

Commercial leases operate by their own rules, and getting them wrong costs real money. Chelsea Metka breaks down what separates a commercial lease from residential rentals, why Florida statute leaves
What Commercial Real Estate Buyers Get Wrong Before They Sign

007: Commercial Real Estate Closings in Central Florida: What Buyers and Sellers Need to Know

Commercial real estate closes on a different clock, with a different rulebook, and a lot more moving parts. In this episode, Chelsea Metka sits down with Eileen O’Hara, Metka Law
006: What Actually Happens at a Real Estate Closing? A Step-by-Step Guide for Florida Buyers and Sellers – Part 2

006: What Actually Happens at a Real Estate Closing? A Step-by-Step Guide for Florida Buyers and Sellers – Part 2

Closing day looks simple from the outside. Sign the papers, get the keys. But the process running underneath that moment is where deals survive or fall apart. In this episode,
What Actually Happens Between a Signed Contract and a Set of Keys

005: What Actually Happens at a Real Estate Closing? A Step-by-Step Guide for Florida Buyers and Sellers – Part 1

Real estate closings confuse almost everyone. Buyers show up expecting keys. Sellers expect a check. Neither happens the moment the paperwork is signed, and that gap between expectation and reality
The Closing Myths Costing Central Florida Buyers and Sellers Thousands

004: Closing Myths That Cost Florida Buyers and Sellers Thousands of Dollars

Real estate closings cost buyers and sellers far more than they expect, and most of that money walks out the door because of myths. In this episode, Chelsea Metka breaks
What Your Closing Attorney Is Looking At (That Nobody Else Is)

003: One Office, One Attorney, Full Legal Protection: The Smarter Way to Close in Florida

Most people assume hiring an attorney means paying more. Chelsea Metka, board-certified real estate attorney and founder of the Metka Law Firm, sets that record straight in this episode of
Why Florida Homebuyers Should Think Twice Before Skipping a Real Estate Attorney

002: What Your Title Company Isn’t Telling You: How Florida Real Estate Attorneys Protect Your Investment

In this episode of Closing with Confidence, Chelsea Metka breaks down one of the most misunderstood aspects of Florida real estate — the difference between using a title company and
001: Introducing Closing With Confidence: What Every Central Florida Home Buyer Needs to Know

001: Introducing Closing With Confidence: What Every Central Florida Home Buyer Needs to Know

In this debut episode of Closing with Confidence, Chelsea Metka — founder of the Metka Law Firm — shares the story behind her path into real estate law, from growing

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Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Fax 1-888-357-0255
The Metka Law Firm, P.A.
622 Vineland Rd.
Winter Garden, FL 34787

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